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Talk to your money
Your AI-powered financial assistant that connects everything and answers your financial questions instantly.
just ask.
Features
Discover the powerful tools that will transform your financial management
Your Security is Our Priority
Enterprise-grade security with trusted integrations like Plaid and SnapTrade that never expose your credentials.
Read-Only AI with Privacy
Your data is never used to train AI models. Our AI is read-only—it can analyze but never take actions on your finances.
Zero-Day Retention with Model Providers
Zero-day retention policy with AI providers—your data is never stored by third-party services beyond the immediate session.
Bank-Grade Encryption
AES-256 encryption—the same standard used by major banks—protects all your financial data.
Secure Authentication
Multi-factor authentication and OAuth 2.0 protocols ensure only you can access your account and financial information.
Privacy First
We never sell your data. Encrypted storage with strict access controls. Privacy policy.
Complete Data Deletion
All financial data is permanently deleted when you disconnect accounts or delete your account. We don't retain information after you leave.
SOC 2 Compliant
PendingRegularly audited and certified to meet SOC 2 Type II standards for data security and operational excellence.
Trusted by thousands of users worldwide
Integrate with over 13,000 institutions
Seamlessly connect with banks, credit unions,
and financial services worldwide
What users say
Real stories from people using Cobalt to make smarter decisions.
Simple, transparent pricing
One plan with everything you need to take control of your financial life.
Cobalt
No card required!
Cancel anytime, no hidden fees
Free trial on annual plan—billed after 30 days.
What's included:
Join thousands of users who trust Cobalt with their financial data. Bank-level security, enterprise-grade encryption, and 24/7 monitoring.
Frequently Asked Questions
Make the most of your savings. We offer a range of features that give you control over your money—without confusion.
Ready to take control of your money?
Join thousands of users who are already using Cobalt to make smarter financial decisions every day.